Covenant Coverage“A good man leaveth an inheritance to his children’s children.”
Proverbs 13:22 (KJV)
Faith-based protection for the family you love.
- Whole life coverage from a Christian not-for-profit society, serving families since 1894
- No medical exam, with an instant decision
- Full coverage from day one for those who qualify*
- Coverage up to $200,000, for babies through seniors
- Dividend-paying plans available†
Free and no obligation. Serving families in 12 states.
Request your free quote
Coverage rooted in faith and family
Our featured plans come from a Christian not-for-profit fraternal benefit society. Members join a community that has cared for families for over 130 years.
Faith and values
Founded in 1894 by Slovenian immigrants to help the widows and orphans of miners and mill workers. That mission continues today.
No medical exam
No needles and no doctor visits. Answer a few health questions and you may get a decision right away.
Coverage for life
Whole life coverage that can last to age 121. Your rate is locked in when you apply.
Day-one protection
If you qualify, your full benefit starts the first day. No waiting period.*
Dividends
Participating plans may pay dividends, which can add value to your policy over time.†
Member benefits
Members may qualify for programs like a one-time $1,000 educational grant for students.‡
“Boast not thyself of to morrow; for thou knowest not what a day may bring forth.”Proverbs 27:1 (KJV)Plan for tomorrow today
A gift for every generation
“A good man leaveth an inheritance to his children’s children.” Proverbs 13:22
Plans are available from infancy through the senior years. Many grandparents start a policy for a grandchild, so the coverage and its cash value grow with them for life.
How it works
Tell us about you
Fill out the short form or call. It takes about two minutes.
Review your plan
A licensed agent explains your options and price in plain English.
You decide
Apply only if it is right for your family. No pressure.
Peace of mind for the ones you love
“Peace I leave with you, my peace I give unto you: … Let not your heart be troubled.” John 14:27
When the time comes, your family can focus on prayer, remembrance, and each other, not on bills. A whole life policy can help pay for a funeral, final expenses, or leave a gift to your loved ones or your parish.
“To every thing there is a season, and a time to every purpose under the heaven.”Ecclesiastes 3:1 (KJV)
Common questions
What is a fraternal benefit society?
It is a not-for-profit membership organization that offers life insurance to its members and gives back through charity and community programs. The society behind our featured plans is a Christian not-for-profit fraternal society founded in 1894.
Do I have to belong to a certain church?
Ask your agent about current membership rules. Our agency welcomes families of every background.
Do I need a medical exam?
No. You answer health questions on the application, and many people get a decision right away. Approval depends on underwriting.
Can I buy coverage for my child or grandchild?
Yes. Plans are available for young children, with the parent or legal guardian's consent.
What are dividends?
Participating plans may share the society's results with members as dividends. Dividends are not guaranteed.
What states do you serve?
Alabama, Arizona, Georgia, Indiana, Kentucky, Michigan, North Carolina, Ohio, Pennsylvania, Tennessee, Texas, and West Virginia. Plan availability varies by state.
Talk to a licensed agent today.
“God is our refuge and strength, a very present help in trouble.” Psalm 46:1
Simple answers. No pressure.